Buying a home in Loveland means buying into one of Northern Colorado’s most varied housing markets. In a single afternoon, you can tour a 1970s ranch near Lake Loveland, a custom build in the foothills west of Mariana Butte, and brand new construction out by Centerra. Each of those homes carries a different set of risks, and each deserves an inspector who recognizes the difference. I built my practice on that distinction.
I am Steve Stom, the owner and sole inspector at Total Home Inspection Services LLC. When you book with me, the certified professional you speak with on the phone is the same one who shows up at the property, spends roughly four hours examining it, writes your report, and answers your questions for as long as you own the home. Nothing is delegated, and nothing is rushed.
What a Loveland Home Inspection Should Cover
Colorado has no licensing or certification requirement to become a home inspector. Anyone can print business cards and call themselves one. That surprises most buyers, and in a market with Loveland’s range of housing stock, it makes your choice of inspector genuinely consequential. I chose to become a
Certified Professional Inspector through InterNACHI, the world’s largest professional association of home inspectors. Every inspection I perform meets or exceeds the InterNACHI Standards of Practice, and I complete far more continuing education than required each year because the homes here demand it.
Loveland properties present a few patterns I watch for closely:
A pre-purchase inspection is a risk reduction tool. My job is to give you a clear, honest picture of the home’s condition so you can negotiate from knowledge rather than hope. Every inspection includes limited-scope thermal imaging at no additional charge, which reveals moisture intrusion, missing insulation, and overheating electrical components that no flashlight will find. Your interactive report, with high-resolution photos, arrives within 24 hours.
A pre-listing inspection puts you in control of the sale. You learn what a buyer’s inspector will find before they find it, repair on your own schedule with contractors of your choosing, and price the home with confidence. Many of my Loveland seller clients use the revised report as a selling tool. [Link to /sellers-pre-listing-inspection/]
Why Loveland Clients Choose Me
I will be candid: I am not the least expensive inspector serving Larimer County, and I have no interest in becoming that. My inspections typically run about an hour longer than most competitors’ because I examine everything, not the bare minimum. I carry certifications most inspectors do not, including Level 1 Infrared Thermographer and IAC2 Mold Certification, and I remain available to you after closing, free of charge, for any questions about your home. When the purchase is one of the largest investments of your life, the difference between adequate and thorough is worth far more than the difference in fee.
